Section (d) contains the flood zone and elevation certification disclosure. In this disclosure, the Buyer is advised to use the elevation certificate to identify which flood zone the property is in, whether the Buyer will be required to have flood insurance, and what restrictions apply to improvements on the property and rebuilding in the event of damage. If the property falls under the category of a “Special Flood Hazard Area” or “Coastal Barrier Resource Act”, is protected by the U.S. Fish and Wildlife Service and has the lowest floor elevation for the buildings or is ineligible for flood insurance, Buyer can terminate the Contract. The Contract can be terminated by delivering written notice to Seller in a time agreed upon by the Buyer and Seller or 20 days after the Effective Date, if no specific time period is indicated. Buyer should then be refunded the Deposit and Buyer and Seller will be released from the Contract. If the Buyer does not terminate the Contract, then Buyer will be deemed to have accepted the existing elevation of the buildings and the flood zone designation of the property.