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How do you qualify for HAMP?

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How do you qualify for HAMP?

February 16, 2015
Christine Seow
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A:  You may be eligible for HAMP if you meet the following criteria

  • Because of financial hardship, you are struggling to make your mortgage payments.
  • You are delinquent or in danger of falling behind on your mortgage
  • You obtained your mortgage on or before January 1, 2009.
  • Your property has not been condemned.
  • You owe up to $729,750 on your primary residence or one to four unit properties.
  • You have not been convicted within the last 10 years of a crime in connection with a mortgage or real estate transaction.
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